If you’re planning to drive in the United States, you need car insurance. If you’re an international student with an F-1 visa, this requirement can be especially confusing since you don’t need to buy insurance in your home country or even your host country. Here are some tips to help you make sure you get the right kind of coverage at the best price possible when it comes time to fill out that paperwork.
What does car insurance cover?
Car insurance is a form of liability coverage that protects you and your passengers in case of an accident. It also covers any damage to other people’s cars or property. Depending on what your state requires, car insurance can also include coverage for medical payments, uninsured/underinsured motorist, and personal injury protection. But just because car insurance is a must doesn’t mean it needs to be complicated. Here are some tips to keep things simple when purchasing car insurance as an international student.
Is car insurance really required in the US?
If you’re an international student studying in the US, you may wonder whether you really need to buy US auto insurance—especially if your home country requires you to have it. In some states, such as New York and Florida, state law requires that a non-resident driver carry at least basic liability coverage. Even if your state doesn’t require it, getting auto insurance is still a good idea—here are three reasons why
What are some specific tips for international students?
Learning to drive in your home country is a completely different experience than learning to drive in America. As an international student, you’ll have to adapt quickly when you start your new life in America and one of those changes will be driving on U.S. roads. Here are some things you should consider if you’re planning on purchasing an American license This might seem like common sense, but it’s important to know that not all states require driver’s education.
What if you’re on a budget?
If you’re an international student with a limited budget, and you want to drive in your new country of residence, consider insuring your vehicle through one of these providers. They offer affordable plans that will cover damages from collisions and liability claims; most also include medical coverage for injuries sustained by passengers or pedestrians (including yourself). And if you’re not sure whether or not your current policy covers overseas driving, contact your provider before leaving—most policies do provide coverage as long as you carry out a few extra steps. For example, some companies require that you notify them before leaving on vacation so they can disable automatic payments while you’re away.
If you’re an international student attending college in Colorado, you may want to consider getting a car. Just be aware that your state offers different driving rules and restrictions than what you may be used to in other parts of your life. Your proof of insurance might be a bit different here too, so it’s important to keep reading for more information about how to legally drive in Colorado as an international student. First, make sure you understand some key differences between your home country and America. You should know that there are some significant differences between American drivers licenses and those from outside of America—most notably: International driver permits are required for all non-U.S. citizens under 25 years old . This means even if you have a license from another country, but aren’t yet 25 years old, you will still need to apply for an IDP in order to obtain auto insurance coverage in Colorado.